Saturday, August 27, 2011

Business Negotiation: The Five Basic Rules Every Business Owner ...

Over the years I?ve learned five really important rules for successful negotiations. I?ve personally used these rules in literally thousands of formal negotiation sessions and have written great deals and formed long term relationships because of them.

1. make sure that both sides feel that they?ve accomplished something in the negotiations.


Click link below to read full and original article

Business Negotiation: The Five Basic Rules Every Business Owner Must Know

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  4. Negotiation ? Basic Strategies
  5. Negotiation Courses ? Boosting your Negotiation Skills

Source: http://www.business4noobs.com/business-negotiation-the-five-basic-rules-every-business-owner-must-know/

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EVO 3D getting another minor OTA update

HTC EVO 3D updateHTC EVO 3D update

We've lauded HTC and Sprint before for the way updates are handled on the EVO 3D, and it's time to do so again. There's a little update coming over the air now. One addition is a widget, the other is ... something. But that the EVO 3D can continue to get minor updates with causing major trouble is a pretty big deal. Nicely done.

Thanks, Jonathan!


Source: http://feedproxy.google.com/~r/androidcentral/~3/gA-wDJJdW6k/evo-3d-getting-another-minor-ota-update

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Friday, August 26, 2011

Simple Personal Finance Management Tips | Mutual Funds

It?s important that we start saving for a rainy day as early and as soon as possible. Personal finance management is essential in today?s day. In today?s capitalist society most people do not think twice about taking loans to buy unnecessary and expensive things. The recession however has woken up most people and scared them into learning to manage their finances. Because of the daunting nature of this task or because of insufficient knowledge most people never know how to effectively manage their finances.

Getting started

There are many steps to follow during personal finance management. These are some of the most essential ones you need to know to get you started.

Prepare your Budget

Preparing a budget will help you to curb overspending. Total your net income from all sources like work salary, any mutual funds, alimony, etc. Prepare a list of all your monthly expenditures and how much it?s going to cost. These would include your bills, shopping and household budget, insurance premiums, etc. This is a great way to learn to adjust your expenses and create an estimate of your actual monthly expenses.

Saving

The next important part concerning this issue. After preparing a budget the next thing you need to do is save money. Preparing a budget gives you an idea of where you overspend. Depending on your income, open a saving account and contribute a suitable percentage of it towards your account. This account should be used only in the case of emergencies.

Invest

L&T Mutual Fund on NDTV Profit on 10/05/2011. ? YouTube

Investing is a great way to earn a little extra income. The best place to invest is in the mutual fund of a reputed company. There is minimum risk involved when investing in mutual funds compared to other stocks. Further more you can leave the worrying caused as a result of volatile stock markets to experienced and professional fund managers.

Insure

Insurance is a great way to secure your future. It also reduces the risk of needing to empty out your saving account in the case of an emergency. You must at least take out insurance for your house, car and life. Choose a reputable company whose premium rates suit your income to avoid defaulting and wasting your money.

Tax Planning and Retirement Planning

Plan your tax so as to minimize the amount of your taxes. Reducing your income will bring down your taxable income. An easy way to do this is to contribute towards a retirement plan at work. As a result you can also plan for your retirement while planning your tax. You can also deduct your taxable income by donating to charity. State tax and mortgage interest will also deduct your taxable income. Having more dependents or getting married is another way to deduct your taxable income. You can also get tax credits for adopting children or college expenses.

Personal finance management gets more complicate every year; these simple tips are all you need to get started.

Finance management may seem a more daunting task than it really is. Personal finance management involves some simple money saving tips which will benefit you in the long run

Source: http://invest-mutualfunds.com/simple-personal-finance-management-tips/

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Young elephant struck by idea

Insightful 7-year-old moves cube to snag fruity treat

Web edition : 5:46 pm

Elephants may not be such dumbos after all when it comes to solving problems by sudden insight.

A 7-year-old Asian elephant apparently had just such an ?aha!? moment when he moved a cube to use as a step stool to reach dangling fruit, scientists report online August 18 in PLoS ONE.

Although it?s impossible to know what?s in an animal?s mind, this episode is the first demonstration of insightful problem solving in an elephant, proposes comparative psychologist and study coauthor Preston Foerder of the City University of New York.

Elephants do have some smarts, including excellent long-term memory and skill with tools. But the pachyderms haven?t done well on tests of a particular type of problem solving: getting a sudden flash of insight instead of finding solutions through trial and error.

Similar experiments have revealed possible insightful problem solving in such animals as chimps, orangutans, gibbons, baboons, parrots and members of the crow family, Foerder says. Elephants clearly solve problems in the wild, such as using fallen trees as bridges to safely cross electric fences protecting farmers? crops. However, Foerder laments, ?If you?re not there for the first time they do it, you don?t know if it was insight.? An elephant might have figured out the trick by trial and error or by watching other animals do it.

Foerder?s own tests for insight started with trials and errors. He worked with three Asian elephants at the Smithsonian National Zoological Park in Washington, D.C. At first he offered fruit pieces on trays outside the bars of their enclosures. Elephants strained mightily to reach far-flung fruit trays but didn?t try to pull the food in with sticks provided by the scientists.

The elephants did pick up the sticks. ?They would beat the wall; they would beat the floor; they would beat their toys,? Foerder says. They used them to scratch their backs. One elephant even angled the stick through cage bars as if trying to pry them apart. But reaching for the fruit ? nope.

Then Foerder moved the test outdoors and suspended the fruit as if it were hanging from a tree. He added things for the animals to stand on, thinking that perhaps elephants wouldn?t be inclined to grasp food with a stick if it impaired their ability to sniff with their trunk. ?That was my ?aha? moment,? Foerder says.

After six sessions of failing to reach the fruit, the youngest elephant, Kandula, went over to a cube left in his cage for him to play with and repositioned it to use it as a step up to the fruit. He?d been observed standing on objects before, but not moving them to improve his reach. He also expanded on this discovery, standing on a tire or a plastic ball. And he moved the cube to another part of the compound to reach mouthfuls of flowers on a tree overhanging the fence.

His mother, age 33 at the time of test, and their 61-year-old unrelated female neighbor never figured out how to reach the fruit.Earlier tests for elephant insight may not have had the right elephant-friendly choices at hand to detect insight, Foerder and his colleagues suggest.

If elephants can solve problems by insight, then maybe their brains are better at integrating information than they?ve been given credit for, says study coauthor Diana Reiss of Hunter College in New York. Elephants have been called savantlike, in recognition of their superb memories but lackluster performance in some other human-designed cognitive challenges.

The new demonstration of insight isn?t enough to change the basic view of savantlike elephant brains for Benjamin Hart of University of California, Davis School of Veterinary Medicine, who has studied elephant behavior. He argues that the brain structure itself favors elephant-type memory and social empathy instead of more integrative processes.

The whole idea of trying to discern complex insight from watching behavior disturbs Sara Shettleworth of the University of Toronto, who studies animal cognition. ?Even people who study human problem solving do not agree there is a special mechanism of insight,? she says. ?Humans and other animals may all be using simpler processes.?


Found in: Life

Source: http://www.sciencenews.org/view/generic/id/333634/title/Young_elephant_struck_by_idea

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Thursday, August 25, 2011

Pat Curran talks about Bellator, gameplanning and that KO

CRYSTAL LAKE, Illinois -- Pat Curran, Bellator's new featherweight tournament winner, was back at Curran Martial Arts for the first time since knocking out Marlon Sandro on Saturday night. The gym built by his cousin Jeff was now Pat's home, too, and the several congratulations he received over the course of our interview showed just how happy Curran Martial Arts was to have Pat on the roster.

Now, Curran credits the preparation he did with Curran Martial Arts as the reason that he has won two straight Bellator tournaments. The difference for him in the featherweight tournament, in which he submitted Luis Palomino, and won by decision over Ronnie Mann before knocking out Sandro, was film study and game planning.

Curran knew Sandro's weaknesses before Saturday night, and envisioned a knockout win.

"When he gets in exchanges, he starts going really wild. His chin is up in the air. I saw myself connecting with an overhand right, and knocking him out that way, but I also saw the head kick, too. That's exactly what happened. As he was bobbing and weaving, his hands were down and he ducked right into my kick. I saw that in the footage, but I give credit to my corners, too, because they gave me good advice," Curran said.

He knew from the moment the kick landed that the fight was going to be over soon.

"I felt it right on my shin. He dropped, and I rushed over him in. I didn't want him getting back up, so that's why I rushed over with those quick little shots."

That gave Curran his second tournament win with Bellator. He won their lightweight tournament, only to drop a five-round decision to champion Eddie Alvarez. Curran says that losing to Alvarez helped him rattle off three straight wins after that.

"I lost the fight, but I walked away with a lot of knowledge. I saw that I needed to mix up my gameplan instead of focusing on just one goal. I mixed up my gameplan, started to throw more takedowns in, throwing more kicks, start showing off my ground skills."

He also dropped down to featherweight after the loss. Curran says that though the weight cut was the toughest part of the tournament, he is much more confident fighting at 145 lbs. than he was at 155 lbs.

"I didn't have much confidence going through the 155 tournament. Nobody thought I was going to win. I was a filler fight. I ended up winning the whole tournament. I went up against Eddie Alvarez, and he was still favored to win the whole thing. I trained my ass off for that fight, and it still was a confidence booster. I stood with one of the best lightweights in the world, one of the best strikers in the world, and he didn't knock me out, and I was able to land my shots as well. Now I'm dropping down to the weight class that I originally wanted to fight at, and I was a tournament favorite. I had a lot of momentum and a lot of confidence going into it."

Those wins have catapulted Curran into the top-10 among featherweights. MMA Weekly's latest rankings put him eighth in the world.

"It is really cool to see myself in the top-10 or top-5, but I look at all the fighters in the top 5 and I see myself beating them any day. I see myself belonging with the high quality guys."

But just who he'll fight next, and when that fight will happen is a question mark. Joe Warren is Bellator's featherweight champ, and winning the featherweight tournament means that Curran should have a shot at him. However, Patricio Freire won the last FW tourney, but hasn't been able to fight Warren yet because of an injury. Also, Warren is entered into Bellator's bantamweight tournament, so Curran will have to wait and see.

In the meantime, he has no problem taking time off as he has already fought four times in 2011.

"I'm looking forward to a little time off. I had the Alvarez fight, and then I went right into the featherweight tournament. I really didn't get much of a break. I want to take a little time off and improve on my skills, and do some grappling tournaments."

He'll also help his cousin Jeff and teammate Bart Palaszewski get ready for their bouts at UFC 137. Though he'll be in Las Vegas to support them in the UFC, Curran doesn't have any questions about which promotion is right for him.

"The UFC was always a goal, but Bellator has been so good to me/ I'm making good money, I love Bjorn (Rebney, the Bellator CEO). He's treating me really well. Everyone over there is treating me well, and I see myself staying with them as long as they're around. They're a great organization."

Thanks to Eric Coleman and Bellator for the photos.

Source: http://sports.yahoo.com/mma/blog/cagewriter/post/Pat-Curran-talks-about-Bellator-gameplanning-an?urn=mma-wp6150

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Ohio cheerleading coach dies in Ind. stage tragedy

Fairgoers stop and pay their respects at the make-shift memorial for the six victims of last Saturday night stage collapse just before Sugarland was to perform, Sunday, Aug. 21, 2011, the last day of the Indiana State Fair, in Indianapolis. The collapsed stage rigging still remains on the infield track of the Hoosier Lottery Grandstand. (AP Photo/The Indianapolis Star, Matt Kryger)

Fairgoers stop and pay their respects at the make-shift memorial for the six victims of last Saturday night stage collapse just before Sugarland was to perform, Sunday, Aug. 21, 2011, the last day of the Indiana State Fair, in Indianapolis. The collapsed stage rigging still remains on the infield track of the Hoosier Lottery Grandstand. (AP Photo/The Indianapolis Star, Matt Kryger)

(AP) ? A cheerleading coach from Ohio has died from head injuries she suffered when a powerful storm toppled a stage at the Indiana State Fair, making her the seventh person to die in the tragedy, the coroner's office said.

The family of Meagan Toothman, 24, had planned to donate her organs. A statement from the Marion County coroner's office confirming Toothman's death Monday night did not mention if that had happened. The Associated Press left messages with the coroner's office and police.

Toothman's family had said in a Web journal entry that organ donation would "provide gifts of sight, health, and life to dozens who are in need." Doctors put Toothman into a coma Aug. 15 to try to ease the bruising and swelling on her brain.

"Late last night it became apparent that our Meagan was no longer with us," the family wrote Monday. "The decision was made to allow to her to be at peace."

Toothman had been the head cheerleading coach at Turpin High School in Cincinnati.

"The outpouring of love and hope ... was an inspiration to all of us to keep her fighting," her family said. "We hope that she will continue to touch more lives in the same way through her passing."

Roeland Polet said his wife, Jill Polet, and their older daughter, Jaymie, had attended the concert with Toothman, and that both suffered multiple fractures when the stage collapsed. Jaymie was a cheerleader at Turpin High School and had planned to try out for cheerleader at Indiana University, where she is enrolled to start this fall.

"It's horrible. It is devastating for my family. For my daughter, she was like a big sister. They were extremely close," Polet said.

Polet said IU officials came to the hospital Sunday with T-shirts and banners for Jaymie.

Strong winds toppled a stage onto a crowd of fans Aug. 13 as they waited for country band Sugarland to perform. Three fans and a security guard died at the scene, while a fourth fan and a stagehand later died of their injuries. Some four dozen people were hurt, many seriously.

It was not known Monday how many of those injured in the stage collapse remained hospitalized. State police stopped providing updates on the injured last week and hospitals have not provided reports on the condition of those injured.

___

Dan Sewell in Cincinnati contributed to this report.

___

Online: http://www.caringbridge.org/visit/meagantoothman1/journal

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/4e67281c3f754d0696fbfdee0f3f1469/Article_2011-08-23-Indiana%20Fair-Stage%20Collapse/id-cf028a5ede384c00a2756c71271d0e38

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Greek Bias Against Gays Compounds Debt Crisis Hitting Tourism

August 23, 2011, 12:01 PM EDT

by Paul Tugwell

Aug. 23 (Bloomberg) ? Debt-ravaged Greece?s biggest industry is missing income from a group of visitors that spends more than $140 billion a year.

Gay and lesbian tourists, who for decades flocked to the islands of Mykonos and Lesbos, have removed Greece from their list of top destinations because of discrimination, according to surveys by Amsterdam-based OutNow Consulting. The government says it intends to boost tourism and will change the law so Greece follows France and the U.K. in recognizing same-sex partnerships.

?Rights do not cost much in terms of finances, but they do a lot to promote the countries that adopt them,? said Martin Christensen, co-chairman of ILGA-Europe, a Brussels-based rights group. ?If Greece opens marriage to same-sex couples, the international media will for once give the country good press that would boost morale and can increase revenue.?

Tourism accounts for one in five jobs and about 16 percent of the Greek economy, which the European Commission forecasts will shrink 3.8 percent this year after a 4.4 percent contraction in 2010. Finance Minister Evangelos Venizelos said on Aug. 3 that spending by vacationers will be a main driver of Greece?s return to prosperity.

Spending by non-residents in Greece increased 12.6 percent in the first half of the year compared with the first six months of 2010, the Bank of Greece said Aug. 18. Greece?s debt pile stood at about 43 percent more than the size of the economy.

?given their propensity to spend a higher share of their wallet on travel and entertainment, then a Greek strategy to appeal to gay visitors is sensible and perhaps timely,? said Bob Witeck, who runs Witeck-Combs Communications, a Washington- based firm advising clients on marketing to gay households.

while the Greek Orthodox church opposes gay marriage, the Justice, Transparency and Human Rights Ministry established in July last year a committee to examine changing existing family law to recognize same-sex civil partnerships.

The group?s report is being studied now and the government aims to introduce legislation allowing the registration of gay relationships, a ministry official said by telephone on Aug. 19, speaking on condition of anonymity in keeping with policy.

The value of the international gay and lesbian travel market in 2010, based on a survey of 18 countries, was $142 billion, according to the OutNow Global LGBT2020 Study of lesbian, gay, bisexual and transgender travelers.

not Greece

Greece failed to make the list of the top 10 countries where gay travelers were interested in taking a holiday in the next three years, according to the survey. Athens didn?t appear among the top 20 city destinations.

The U.S., where the District of Columbia and six states, including New York since June, allow same-sex marriage and France, which permits civil unions, and Spain, where gay couples also can marry, were the top three countries. New York, Sydney and Rio de Janeiro, with gay pride events attended by more than 4 million spectators, were the top three cities.

Changing the law to recognize gay and lesbian couples might attract more gay visitors to Greece compared with places such as Turkey, which also doesn?t recognize non-heterosexual relationships, said Gregory Vallianatos, chairman of Greek Helsinki Monitor, the Greek national committee of the International Helsinki Federation for Human Rights.

?Allowing same-sex civil partnership in Greece would set the country way above other countries in the Balkans and eastern Mediterranean and would certainly boost gay tourist numbers,? Vallianatos said from his Athens office.

in drafting a new law, Greece would follow tourist destinations as far away as Nepal.

The Supreme Court in the Himalayan country decriminalized homosexuality in 2007, called for the introduction of equal rights for gay and lesbians and asked for the creation of a commission to study same-sex marriages.

?Nepal can earn good income from gay and lesbian visitors as they spend more and travel more frequently than their straight counterparts,? said lawmaker Sunil Babu Pant, who also heads Nepal?s Blue Diamond Society gay rights group. ?Gays are also willing to support those countries that are gay-friendly.?

Greece?s Ministry of Tourism and Culture for the first time advertised the Athens Gay Pride this year. The ministry, which didn?t subsidize any of the events, included the ?Athens Rainbow Week?? in its highlights on the web site of the Greek National Tourism Office.

OutNow research based on actual spending shows that in 2006, the first full year of civil partnerships in the U.K., the economy was boosted by 130 million pounds ($212.9 million) from spending on rings, receptions and honeymoons.

It represents ?a large and growing pool of new consumer spending which economies such as Greece would do well to position for,? said Ian Johnson, who runs OutNow, which works with the German National Tourism Office, Switzerland Tourism, Madrid Tourism and the Stockholm Visitors Board.

about 75 percent of gay travelers will seek a hotel that welcomes same-sex couples, according to Hannah Burden, spokeswoman for the Thomson, Thomson Cruises and first choice holiday brands of Tui Travel Plc, the U.K. majority-owned unit of Germany-based Tui AG and Europe?s largest tour operator.

Thomson last year started marketing vacations for gay and lesbian travelers, including wedding packages to the Spanish island of Ibiza. The company uses the GayComfort Certified accreditation system, developed by OutNow and endorsed by the International Gay and Lesbian Travel Association.

?there is definitely a segment in the gay community that spends their vacation money on destinations that are supportive of the community,? said John Tanzella, CEO of the Fort Lauderdale, Florida-based association. Greece ?could absolutely increase its revenues,? he said.

?Editors: Rodney Jefferson, mark Gilbert

To contact the reporter on this story: Paul Tugwell in Athens at

To contact the editor responsible for this story: Angela Cullen at

Tags: European Commission, Sunil Babu, prosperity, Fort Lauderdale

Source: http://chatterbridge.info/gay-lesbian/greek-bias-against-gays-compounds-debt-crisis-hitting-tourism/

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