Question by kajemarine15: Can you combine a VA home loan and state/local first time home buyer grants?
Does anyone know if you can get a VA home loan as your mortgage and then apply for and use federal/state/local first time home buyer grant money for the down payment? I know there are a lot of first time home buyer programs out there, but which ones can you combine with a VA home loan?
Best answer:
Answer by FRANK R
VA loans can be for 100% of purchase price. USDA loans can be for 100% of purchase price, plus closing costs. That is, is property appraises high enough.
No, you can not use a state/local subsidy for a VA or a USDA loan.
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