Debt collector. Furthermore, the dreaded tax man, they are probably the most feared person in the entire financial.
And maybe, if you owe money on a delinquent loan, credit card bills or medical payment, you've heard from a debt collector. Some work at home to creditors, a few were hired to collect on behalf of the company; others buy a bunch of old debts and try to chase payments.
To see how they work and what you must know, we sit down Q & A with Robert Tavelli, former president of the California Association of Collectors Inc. and owner of the private debt collection company in Santa Rosa.
We are also invited to speak to the reader Tavelli sacbee.com Wednesday (see box) during the live online chat. Here is an excerpt from his comments:
Debt collection consistently high rankings in the U.S. list of consumer complaints. Last year, the Federal Trade Commission put it No. 2. Why debt collectors a bad reputation?
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